Legal Notices

Our terms & conditions, disclaimer and privacy policy

Although we strive to provide completely accurate and up-to-date information, please double check with us for any specifics that may be of significance to you. Information presented on this website is subject to change without notice and is not guaranteed to be free from error.

Lowcountry Protected Insurers is not responsible for, shall have no liability for, and disclaims all warranties whatsoever, expressed or implied.

Contractual Agreements

A business-client relationship cannot be formed with Lowcountry Protected Insurers by merely transmitting information to us, electronically or otherwise. Lowcountry Protected Insurers shall have no liability for, and disclaims all warranties whatsoever, expressed or implied.

When visiting our website, you may find resourceful links to other websites.  Lowcountry Protected Insurers neither endorses nor is in any way responsible for the content, service, information or the privacy practices of other websites.  When you click on any of these external links you may wish to review the privacy notice on those sites since their information collection practices may differ from ours.

Personal Information

We collect only that personal information (name, address, email, etc.) that you voluntarily provide to us. We use the personal information you provide to complete and service your suggestions, questions and comments.  Please note that we do not sell or rent the contact information provided by you or your organization.

Non-personal Information

When you access Lowcountry Protected Insurer’s website, certain non-personal information (e.g., type of browser used, operating system used, number of visits, time spent on the site, etc.) may be collected automatically and used to help us monitor the effectiveness of our website and improve its content and performance.


We honor The Children’s Online Privacy Protection Act (COPPA) of April 21, 2000.  COPPA applies to individually identifiable information about a child that is collected online, such as full name, home address, e-mail address, telephone number or any other information that would allow someone to identify or contact the child.  Lowcountry Protected Insurers does not knowingly collect information on any person under 18 years of age.  We request that children under 18 (years old) do not provide information to us without the consent of a parent or guardian.  More information regarding COPPA can be found at their web site.

Cookies and/or Session Cookies

Lowcountry Protected Insurer’s website uses session cookies (a cookie is a small data file sent from our server to your browser and then back to our server again) to improve our site design and ease of access by noting the pages you visit as you move through our site. Session cookies are deleted when you close your browser.


If necessary, we may disclose your information if required by law or by judicial or competent government authorities, to establish or preserve a legal claim or defense, or to prevent fraud or other illegal activities.